Unapplied funds mortgage bank of america

truman lake level; belle mont mansion slaves; Newsletters; baptist pastor search; why is my new generator leaking oil; tehama county; recent dynasty trades classlink vbcps The funds do not require repayment. 1. Our Down Payment Grant program offers a grant of up to 3% of the home purchase price, up to $10,000, to be used for a down payment in select markets. Grant Program is available with one mortgage product. Contact a lending specialist for more information. The funds do not require repayment. 2. Down payment assistance amount may be due upon sale, refinance, transfer, repayment of the loan, or if the senior mortgage is assumed during the term of the loan. Some programs require repayment with interest and borrowers should become fully informed prior to closing. Not all applicants will qualify. Minimum credit scores may apply. Down payment assistance amount may be due upon sale, refinance, transfer, repayment of the loan, or if the senior mortgage is assumed during the term of the loan. Some programs require repayment with interest and borrowers should become fully informed prior to closing. Not all applicants will qualify. Minimum credit scores may apply. add boot option uefi dell file system not found encore boston signature suite Select the unapplied funds you want refunded to your account. Verify the refund amount and bank account. Select Request. You'll see a confirmation page, and a confirmation email will be sent to all account. celebrity singer quiz monthly. Send me an email reminder Submit. ← Back Close Review your orders made with. Jun 2021 - Present1 year 4 months.Latest Updates, News. In an effort to better serve our customers, First National Bank of Michigan has upgraded our Online and Mobile Banking systems. The new systems offer an enhanced user experience and access to more financial tools that make banking with us that much better.Wells Fargo Mortgage - ASC America's Service Company unapplied payments, holding payments, misapplied funds, excessive charges, illeagal payment policies ripoff Nationwide *Consumer Comment: You are not alone what rappers have herpes14-Dec-2021 ... Your lender (or more likely the loan servicer) might make a mistake when applying ... What Is a Suspense Account (Unapplied Funds Account)?.Unapplied Funds is available money credited to a temporary holding (suspense) account, pending determination or instruction on the breakdown of how the money is to be allocated. Unapplied funds represent the amount of money that you have received from the customer, which has not been applied to any particular item or invoice surcharges.Bank of America has an overall above-average reputation for customer service, according to J.D. Power’s 2021 customer satisfaction survey. However, in 2021, the bank received 283 official ... houses for rent in brooklyn ohio craigslist Nov 06, 2013 · non applied payment missing funds. D. DMTNationstar of Bolingbrook, US. Nov 05, 2013 7:48 pm EST. Resolved. Featured review. As a background, I fell behind on my mortgage last year and in January worked out a payment plan with Nationstar wherein a portion of my monthly payment was put into an unapplied funds account until it equaled a full ... The meaning of UNAPPLIED is not applied. Love words? You must — there are over 200,000 words in our free online dictionary, but you are looking for one that’s only in the Merriam-Webster Unabridged Dictionary.. Start your free trial today and get unlimited access to America's largest dictionary, with:. More than 250,000 words that aren't in our free dictionaryI have a mortgage with Bank of America. I transferred a large amount of cash from a checking account to my mortgage. Nearly two weeks later, after numerous calls and messages to Bank of America, the cash shows up in my mortgage account, marked "Unapplied Funds". The principal balance of my mor non applied payment missing funds. D. DMTNationstar of Bolingbrook, US. Nov 05, 2013 7:48 pm EST. Resolved. Featured review. As a background, I fell behind on my mortgage last year and in January worked out a payment plan with Nationstar wherein a portion of my monthly payment was put into an unapplied funds account until it equaled a full ...Unapplied Funds and Mortgage Payments. Received After Cut- off Date. Seller shall immediately forward to Purchaser the amount of any and all payments ( including but not limited to any and all monthly payments, escrow payments and principal prepayments) received by it on and after the Cut -off Date with respect to the Mortgage Loans.The application of “extra” payments in this fashion is the norm in the mortgage industry. In fact, in most cases, the debtor benefits from application of excess payments to principal. Many of us (myself included) send additional money with each mortgage payment to reduce principal. Over the life of a mortgage, it can save you thousands in ... can you visit someone on a 5150 hold My town taxes, $297.27 were due 9/21/21 and are to be paid annually, not semi-annually. So, when BOA only paid $148.64 on 9/10/21 to the Town , it left a balance of $148.63. …I have a mortgage with Bank of America. I transferred a large amount of cash from a checking account to my mortgage. Nearly two weeks later, after numerous calls and messages to Bank of America, the cash shows up in my mortgage account, marked "Unapplied Funds". The principal balance of my mor who won npk maple grove 2022 6.125%. 5.991%. 0.810. $1,215. About ARM rates. Mortgage rates valid as of 18 Oct 2022 12:11 p.m. Eastern Daylight Time and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. crosshouse hospital consultants list Both are indirect subsidiaries of Bank of America Corporation. Insurance Products are offered through Merrill Lynch Life Agency Inc. (MLLA) and/or Banc of America Insurance Services, Inc., both of which are licensed insurance agencies and wholly-owned subsidiaries of Bank of America Corporation. Banking, credit card, automobile loans, mortgage ...Help for Homeowners. The Homeowner Assistance Fund (HAF) is a new federal program to help homeowners impacted by the coronavirus catch up on their overdue bills and remain in their homes. A large majority of states are running this program through their state’s housing finance agency (HFA).Bank of America complaint - Misapplied mortgage payment Complaints Banks Bank of America Complaint 0 Lyvonne Rustemis 12 May 2011 Country: United States Beginning in Jan.2011 BOA misapplied my mortgage payment and placed it in Escrow. I send my payments via on line through my personal bank a week to 10 days early so that payment can arrive on time.6.125%. 5.991%. 0.810. $1,215. About ARM rates. Mortgage rates valid as of 18 Oct 2022 12:11 p.m. Eastern Daylight Time and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. dn3 liquidations fort myers Consumers who use the bank's online payment tool, Mortgage Pay, will risk a $6 fee if they fund payments using another bank's checking account and the payment falls during the final six days of the traditional 15-day grace period. Consumers who make payments from Bank of America accounts are not subject to the fee.The application of “extra” payments in this fashion is the norm in the mortgage industry. In fact, in most cases, the debtor benefits from application of excess payments to principal. Many of us (myself included) send additional money with each mortgage payment to reduce principal. Over the life of a mortgage, it can save you thousands in ... marvel snap reddit I filed bankruptcy in January 2013. It was discharged in May. I did not reaffirm my mortgages but plan on keeping the house. I have made monthly payments. All the sudden in October, the bank stopped applying my payments. My account shows I haven't made a payment since October and they have all my monthly payments listed as unapplied funds.Ripoff Report on: Wells Fargo Bank - Wells fargo bank held part of payment that was over minimum in unapplied funds filed foreclosure and still took payments hol...unapplied funds mortgage bank of america. green poop in woman. carnival in anderson indiana. mansfield high school prom 2022. nursery kendall. fort myers 55. aws wafv2 rule group. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions But there is a special configuration of APP that allows ...Supporting mortgage clients When life presents unexpected circumstances that can threaten a customer's ability to pay their mortgage, we have a variety of options and programs to help. With loan modifications and other alternatives, we've helped more than two million mortgage customers avoid foreclosure and provided more than $27 billion in relief. electric toothbrush heads Feb 08, 2014 · I filed bankruptcy in January 2013. It was discharged in May. I did not reaffirm my mortgages but plan on keeping the house. I have made monthly payments. All the sudden in October, the bank stopped applying my payments. My account shows I haven't made a payment since October and they have all my monthly payments listed as unapplied funds. abandoned mansions for sale zillow If there are enough funds to pay the full payment from the previous month, those funds will be removed from the suspense account and applied to the mortgage. ... You owe a $1,000 mortgage payment to ABC Bank due March 1. You pay $800 to ABC Bank on March 1, $200 short of a full payment. ABC bank does not apply the $800 as a partial payment ...6.125%. 5.991%. 0.810. $1,215. About ARM rates. Mortgage rates valid as of 18 Oct 2022 12:11 p.m. Eastern Daylight Time and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance.The “unapplied funds’ will be used as the monthly payment once the bank gets the complete amount required to pay off your monthly amount. Any funds over and above what is required for your mortgage loan payment will be termed “principal only”. Such funds can be used to further reduce the principal amount of your loan. drexel heritage furniture The meaning of UNAPPLIED is not applied. Love words? You must — there are over 200,000 words in our free online dictionary, but you are looking for one that’s only in the Merriam-Webster Unabridged Dictionary.. Start your free trial today and get unlimited access to America's largest dictionary, with:. More than 250,000 words that aren't in our free dictionaryApr 24, 2022 · The application of “extra” payments in this fashion is the norm in the mortgage industry. In fact, in most cases, the debtor benefits from application of excess payments to principal. Many of us (myself included) send additional money with each mortgage payment to reduce principal. Over the life of a mortgage, it can save you thousands in ... I have a mortgage with Bank of America. I transferred a large amount of cash from a checking account to my mortgage. Nearly two weeks later, after numerous calls and messages to Bank of America, the cash shows up in my mortgage account, marked "Unapplied Funds". The principal balance of my mor20-Mar-2014 ... Let's say your mortgage payment was $1,200, you were only short by $100. The bank will not apply the $1,100 paid to your principal, interest, or ... kc craigslist household An amount paid to the lender, typically at closing, to lower (or buy down) the interest rate. One discount point equals one percentage point of the loan amount. For example, 2 points on a $100,000 mortgage would cost $2,000. Negative points indicate the amount to be credited at closing to reduce closing costs. apply the partial payment as "unapplied funds" in a T&I custodial account, or return the partial payment to the borrower. Note: The servicer must only accept a partial payment that is deficient by $50 or less for up to three monthly mortgage loan payments during a 12-month period.apply the partial payment as "unapplied funds" in a T&I custodial account, or return the partial payment to the borrower. Note: The servicer must only accept a partial payment that is deficient by $50 or less for up to three monthly mortgage loan payments during a 12-month period. core isolation memory integrity reddit Mar 28, 2017 · Judge Fines Bank of America $45 Million for 'Heartless' Treatment of Mortgage Borrowers Facebook Twitter Print Email By Katy Stech Dow Jones Newswires A bankruptcy judge issued a $45 million... Feb 08, 2014 · I filed bankruptcy in January 2013. It was discharged in May. I did not reaffirm my mortgages but plan on keeping the house. I have made monthly payments. All the sudden in October, the bank stopped applying my payments. My account shows I haven't made a payment since October and they have all my monthly payments listed as unapplied funds. In April 2021, Nationstar took three unauthorized payments from Stovall’s bank account after already taking her monthly mortgage payment for April. The company later reversed these payments and sent a letter to Stovall stating that the company had “launched a full investigation to get to the bottom” of the payments issue. 1point3acres immigration This section shows the beginning balance and the ending balance during the statement period for each of the categories shown. It also shows the date and amount of the payment we received … awrcs photos 2022 The meaning of UNAPPLIED is not applied. Love words? You must — there are over 200,000 words in our free online dictionary, but you are looking for one that’s only in the Merriam-Webster Unabridged Dictionary.. Start your free trial today and get unlimited access to America's largest dictionary, with:. More than 250,000 words that aren't in our free dictionaryDown payment assistance amount may be due upon sale, refinance, transfer, repayment of the loan, or if the senior mortgage is assumed during the term of the loan. Some programs require repayment with interest and borrowers …An unapplied payment primarily refers to a payment that doesn’t have a matching invoice. In other instances, it might have a matching invoice but it hasn’t been settled. Problems can also arise when clients submit a different payment than the amount on the invoice; a good example is partial payments. Depending on the details of the payment ...non applied payment missing funds. D. DMTNationstar of Bolingbrook, US. Nov 05, 2013 7:48 pm EST. Resolved. Featured review. As a background, I fell behind on my mortgage last year and in January worked out a payment plan with Nationstar wherein a portion of my monthly payment was put into an unapplied funds account until it equaled a full ... umn recwell I filed bankruptcy in January 2013. It was discharged in May. I did not reaffirm my mortgages but plan on keeping the house. I have made monthly payments. All the sudden in October, the bank stopped applying my payments. My account shows I haven't made a payment since October and they have all my monthly payments listed as unapplied funds.Our mortgage servicer also uses the unapplied funds stuff..... Send a mortgage payment with the difference from your mortgage payment and the unapplied funds. They'll then apply the funds. After that happens, make an additional whole payment if that's what you'd like to do 01-22-2015, 08:24 PM #5 camel1971 View Profile View Forum PostsAnswer (1 of 5): Unapplied cash is a remittance received from a customer which cannot be identified or associated with a specific outstanding invoice that is due. So, let’s say you send me $100 and say “this is in payment of invoice 123.” I take your $100, deposit it into my bank and then apply...unapplied funds mortgage bank of america. green poop in woman. carnival in anderson indiana. mansfield high school prom 2022. nursery kendall. fort myers 55. aws wafv2 rule group. Use …If you are paid current, this amount will be zero (0). Partial payments or overpayments are treated as unapplied funds and held separately in suspense until we ... uh parking non applied payment missing funds. D. DMTNationstar of Bolingbrook, US. Nov 05, 2013 7:48 pm EST. Resolved. Featured review. As a background, I fell behind on my mortgage last year and in January worked out a payment plan with Nationstar wherein a portion of my monthly payment was put into an unapplied funds account until it equaled a full ...Some lenders won't accept partial payments at all. Some hold onto them in special accounts (“ suspense accounts ,” sometimes called “unapplied funds accounts”) ...View outstanding invoices, unapplied funds, and payment history. You can search and filter the Payments due, Unapplied funds, and Payment history tables described in the following procedures. Choose the gear icon to change the default columns and customize other table settings. magic bowstring 5e File name : american-express-unapplied-corporate-transactions-report.pdf with Size pdf :5 megabytes. This American Express Unapplied Corporate Transactions Report you can Download and Read Online with create account first Yeah, reviewing a books american express unapplied corporate transactions report could increase your close connections listings.The funds do not require repayment. 1. Our Down Payment Grant program offers a grant of up to 3% of the home purchase price, up to $10,000, to be used for a down payment in select markets. Grant Program is available with one mortgage product. Contact a lending specialist for more information. The funds do not require repayment. 2. Our Down Payment Grant program offers a grant of up to 3% of the home purchase price, up to $10,000, to be used for a down payment in select markets. Grant Program is available with one mortgage product. Contact a lending specialist for more information. The funds do not require repayment. 2 3% down payment mortgage fashion models runway I was checking my payments and noticed that an extra $240 I've been paying on top of my bill stopped being applied to principal in June. Instead, Wells Fargo is now putting your money into a buffer (Unapplied funds) and paying your bill out of that. Any amount that is not specifically set for principal (my $240) doesn't get applied.The meaning of UNAPPLIED is not applied. Love words? You must — there are over 200,000 words in our free online dictionary, but you are looking for one that’s only in the Merriam-Webster Unabridged Dictionary.. Start your free trial today and get unlimited access to America's largest dictionary, with:. More than 250,000 words that aren't in our free dictionary flagler beach snowbird rentalsWells Fargo Mortgage - ASC America's Service Company unapplied payments, holding payments, misapplied funds, excessive charges, illeagal payment policies ripoff Nationwide *Consumer Comment: You are not alone Down payment assistance amount may be due upon sale, refinance, transfer, repayment of the loan, or if the senior mortgage is assumed during the term of the loan. Some programs require repayment with interest and borrowers should become fully informed prior to closing. Not all applicants will qualify. Minimum credit scores may apply. We're here to do everything we can to support your home loan needs at this time. Bank of America is offering additional assistance to our clients through ... genetec training courses The funds do not require repayment. 1. Our Down Payment Grant program offers a grant of up to 3% of the home purchase price, up to $10,000, to be used for a down payment in select markets. Grant Program is available with one mortgage product. Contact a lending specialist for more information. The funds do not require repayment. 2. With a plethora of mortgages to choose from, it’s no surprise that Bank of America is one of nation’s largest mortgage lenders. The bank has a selection of multiple fixed-rate mortgages, variable-rate mortgages, jumbo mortgages and the Affordable Loan Solution® mortgage that offers low down payments.. Bank of America’s interest rates aren’t anything incredible, but …These unapplied funds are then applied as a monthly payment when we receive the full amount needed to make your total monthly payment. The timing, during the billing month, of your monthly payment or making partial payments doesn't affect the amount of interest you pay because all of the month's interest being paid was from the previous month. valley view elementary school calendar A payment may have been misapplied to the wrong account, or the amounts applied to interest vs. principal could be wrong and in need of correction, or the application date (AKA date of receipt) was inaccurate, or a bunch of other reasons related to payment application that have nothing to do with the customer and everythi Continue ReadingI have a mortgage with Bank of America. I transferred a large amount of cash from a checking account to my mortgage. Nearly two weeks later, after numerous calls and messages to Bank of America, the cash shows up in my mortgage account, marked "Unapplied Funds". The principal balance of my morFeb 08, 2014 · I filed bankruptcy in January 2013. It was discharged in May. I did not reaffirm my mortgages but plan on keeping the house. I have made monthly payments. All the sudden in October, the bank stopped applying my payments. My account shows I haven't made a payment since October and they have all my monthly payments listed as unapplied funds. 14-Dec-2021 ... Your lender (or more likely the loan servicer) might make a mistake when applying ... What Is a Suspense Account (Unapplied Funds Account)?. high profile travel nanny jobs Our Down Payment Grant program offers a grant of up to 3% of the home purchase price, up to $10,000, to be used for a down payment in select markets. Grant Program is available with one mortgage product. Contact a lending specialist for more information. The funds do not require repayment. 2 3% down payment mortgage07-Dec-2020 ... Servicer shall not take funds from suspense or unapplied funds accounts to pay fees until all unpaid contractual interest, principal, and escrow ...If there are enough funds to pay the full payment from the previous month, those funds will be removed from the suspense account and applied to the mortgage. ... You owe a $1,000 mortgage payment to ABC Bank due March 1. You pay $800 to ABC Bank on March 1, $200 short of a full payment. ABC bank does not apply the $800 as a partial payment ...If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. jk slot car chassis FAQs. Home Loan Assistance Frequently Asked Questions. Coronavirus Forbearance. Coronavirus Forbearance. Fannie Mae/Freddie Mac Loan Modification. FHA Loan Modification. Veterans Affairs (VA) Loan Modification. USDA (Rural) Loan Modification. Non-Government Owned/Insured Loan Modification.Most homeowners have the option to temporarily pause or reduce their mortgage payments through forbearance programs if they’re unable to make their mortgage payments. While your payments are not erased or forgiven, you should have the option to repay them over time, when you refinance your loan, or when you sell your home.FAQs. Home Loan Assistance Frequently Asked Questions. Coronavirus Forbearance. Coronavirus Forbearance. Fannie Mae/Freddie Mac Loan Modification. FHA Loan Modification. Veterans Affairs (VA) Loan Modification. USDA (Rural) Loan Modification. Non-Government Owned/Insured Loan Modification. If you are paid current, this amount will be zero (0). Partial payments or overpayments are treated as unapplied funds and held separately in suspense until we ... 3 bedroom house to rent blackpool private If nothing is specified, the bank may put the extra money in an “unapplied fund” that will sit there doing nothing until you tell them what to do with it. If you’re trying to pay down the principal faster so you can own your home quicker, that would be a waste of your time. And with an accelerated mortgage, the goal is to speed things up. espn fantasy ir rules FDIC: Federal Deposit Insurance Corporation20-Oct-2022 ... Biweekly mortgage payments help pay off your loan faster by applying ... the lender-paid credit, up to a maximum amount of $9,708, and funds ...The funds do not require repayment. 1. Our Down Payment Grant program offers a grant of up to 3% of the home purchase price, up to $10,000, to be used for a down payment in select markets. Grant Program is available with one mortgage product. Contact a lending specialist for more information. The funds do not require repayment. 2. Down payment assistance amount may be due upon sale, refinance, transfer, repayment of the loan, or if the senior mortgage is assumed during the term of the loan. Some programs require … plant nursery santa rosa Not only is the amount different than just the balance of the loan (lien release fees, etc from the county, not just the amount owed to the bank), but they accepted methods of payment for a final payoff are typically different as well (different mailing address or wire transfer instructions, often not able to walk in and pay over the counter).Not only is the amount different than just the balance of the loan (lien release fees, etc from the county, not just the amount owed to the bank), but they accepted methods of payment for a final payoff are typically different as well (different mailing address or wire transfer instructions, often not able to walk in and pay over the counter). liquidation warehouse in michigan I have a mortgage with Bank of America. I transferred a large amount of cash from a checking account to my mortgage. Nearly two weeks later, after numerous calls and messages to Bank of America, the cash shows up in my mortgage account, marked "Unapplied Funds". The principal balance of my mor Select the unapplied funds you want refunded to your account. Verify the refund amount and bank account. Select Request. You'll see a confirmation page, and a confirmation email will be sent to all account. celebrity singer quiz monthly. Send me an email reminder Submit. ← Back Close Review your orders made with. Jun 2021 - Present1 year 4 months.Feb 08, 2014 · I filed bankruptcy in January 2013. It was discharged in May. I did not reaffirm my mortgages but plan on keeping the house. I have made monthly payments. All the sudden in October, the bank stopped applying my payments. My account shows I haven't made a payment since October and they have all my monthly payments listed as unapplied funds. Select the unapplied funds you want refunded to your account. Verify the refund amount and bank account. Select Request. You'll see a confirmation page, and a confirmation email will be sent to all account. celebrity singer quiz monthly. Send me an email reminder Submit. ← Back Close Review your orders made with. Jun 2021 - Present1 year 4 months.FAQs. Home Loan Assistance Frequently Asked Questions. Coronavirus Forbearance. Coronavirus Forbearance. Fannie Mae/Freddie Mac Loan Modification. FHA Loan Modification. Veterans Affairs (VA) Loan Modification. USDA (Rural) Loan Modification. Non-Government Owned/Insured Loan Modification. accident in sheboygan today August 11, 2020 at 02:17 PM 1 minute read Raychel Lean A putative class action lawsuit alleging California-based Wells Fargo Bank N.A. fraudulently changed the maturity dates on thousands of...There remained 24510920 in unapplied funds on March 6 2013. Chase Bank insurance loan fixed rate interest Mortgages. Servicing Company is a division of Wells Fargo Home Mortgage which is a division of. ... This compensation may show an unapplied funds mortgage wells fargo were relying on. Or June Walbert notes if paying half the mortgage twice ...Most homeowners have the option to temporarily pause or reduce their mortgage payments through forbearance programs if they’re unable to make their mortgage payments. While your payments are not erased or forgiven, you should have the option to repay them over time, when you refinance your loan, or when you sell your home.Some lenders won't accept partial payments at all. Some hold onto them in special accounts (“ suspense accounts ,” sometimes called “unapplied funds accounts”) ... kappa kappa gamma tulane greekrank Mar 28, 2017 · Judge Fines Bank of America $45 Million for 'Heartless' Treatment of Mortgage Borrowers Facebook Twitter Print Email By Katy Stech Dow Jones Newswires A bankruptcy judge issued a $45 million... Bank of America has an overall above-average reputation for customer service, according to J.D. Power’s 2021 customer satisfaction survey. However, in 2021, the bank received 283 official ... The application of “extra” payments in this fashion is the norm in the mortgage industry. In fact, in most cases, the debtor benefits from application of excess payments to principal. Many of us (myself included) send additional money with each mortgage payment to reduce principal. Over the life of a mortgage, it can save you thousands in ... microsoft defender for endpoint without intune non applied payment missing funds. D. DMTNationstar of Bolingbrook, US. Nov 05, 2013 7:48 pm EST. Resolved. Featured review. As a background, I fell behind on my mortgage last year and in January worked out a payment plan with Nationstar wherein a portion of my monthly payment was put into an unapplied funds account until it equaled a full ... houses for rent braniel belfast The smarter way to give - the Bank of America Charitable Gift Fund (CGF) The CGF is a donor-advised fund—a flexible, charitable giving vehicle that is a tax-exempt 501 (c) (3) public charity. With the CGF, you can benefit from personalized philanthropic guidance to help maximize your giving, robust online tools to manage your account ...I filed bankruptcy in January 2013. It was discharged in May. I did not reaffirm my mortgages but plan on keeping the house. I have made monthly payments. All the sudden in October, the bank stopped applying my payments. My account shows I haven't made a payment since October and they have all my monthly payments listed as unapplied funds. oceanside car show today Ripoff Report on: Wells Fargo Bank - Wells fargo bank held part of payment that was over minimum in unapplied funds filed foreclosure and still took payments hol...jameshogg | Asked on 2012-04-20 1 Do not pay half and half under any circumstances, we did this for a little over 6 month and we now got slapped with a 4300 dollar late payments notice, alltough we have 4900 in unapplied funds, banks are to stupid to put two payments together to make one. wait till you have to the full amount Comment envision geometry 4 2 additional practice answers